Have you ever dreamed of owning your own home? The Virgin Islands Housing Finance Authority has several programs that will help make your dream a reality. We have assisted over 700 families to become first time homeowners. We have a variety of programs that allow low and moderate income families to pursue their dreams.

Income Limits for Homeownership Programs:
St. Thomas/St. John - $146,300
St. Croix - $109,200

Any questions regarding Homeownership please call the office on St. Croix at (340) 772-4432 or on St. Thomas at (340) 777-4432.

Mrs. Lisa Richards - Director of Homeownership - St. Croix
Mrs. Dahlia Percival - Homeownership Manager - St. Thomas
Mrs. Risa Sasso - Loan Processor - St. Thomas
Ms. Condon John – Homeownership Coordinator III - St. Thomas
Mrs. Nina Desouza - Homeownership Coordinator II - St. Croix
Ms. Chivonne Moorhead – Homeownership Coordinator III - St. Croix
Mrs. Rosalind Morales-Estrill - HOME Program Coordinator - St. Croix

For the past 18 years, I have resided at George Simmons Terrace in Estate Adrian on St. John. In November of 2008, the VIHFA made it possible for me to own the home that I have so many fond memories in; Memories of my children and grandchildren growing up, family events, etc. It also gives me great pleasure to know that as a native St. Johnian, I am now own a house on St. John. I am elated and enjoying this accomplishment.