What are the main points I should remember?

  • Don’t lose your home and damage your credit history.
  • Call or write your mortgage lender immediately and be honest about your financial situation.
  • Stay in your home to make sure you qualify for assistance.
  • Arrange an appointment with us to explore your options.
  • Cooperate with the counselor or lender.
  • Explore every alternatives to keep your home.
  • Beware of scams.
  • Do not sign anything you don’t understand.  And remember that signing over the deed to someone else does not necessarily relieve you of your loan obligation.